- Your debt service ratios exceed conventional guidelines
- Self-employed; clients with non-verifiable or stated income
- Recent bankruptcy or credit problems which require fair consideration of all factors
- Conventional lender guidelines exclude the borrower
- Equity based lending
- Fast, efficient service is required
We help you finance
Single-family & multi-family homes
Manufactured homes on freehold property
Duplexes & commercial property
Building lots
Condominiums & Townhouses
Acreages
Other ways we help
Lend up to 60% of assessed value with only our inspection required
Lend up to 75% of appraised value on Revenue Properties
Underwrite loans based on unconventional and stated income
Buy downs of contractual interest rates to reduce payments
Finance foreclosures provided there is sufficient equity
Provide up to 100% financing on real-estate providing other assets are available
- Residential 1st Mortgage
- Residential 2nd Mortgage
- Residential Construction Loan
- Commercial 1st Mortgage
- Conditions
- 1-year term, Open to prepayment
- Completion appraisal and plans
- New Home Warranty Builder
- Advances on a Cost-to-Complete formula with draw fee
- Rates starting at 10.50%
- Building permit & survey
- LTV to 50% on 1st draw
- Loans have a 3-month Interest Penalty to prepay & are non-assumable.
- Open loans are available upon payment of an upfront lender fee/rate adjustment or both.
- The interest rate is calculated monthly on all loans.
- Title Insurance for lender is required.
- No appraisal required if LVR is less than 60% of 2023 BC Assessment, current pictures and satisfactory Lender inspection in acceptable areas.
- Appraisals must be dated within 60 days of loan disbursement and provided by an acceptable appraiser.
- Airmor Investment Services Ltd. is the exclusive agent and underwriter of Interior Equities Corp. Mortgage brokerage fees are usually split between Airmor and the originating broker.